Fractional CPO · AI-First Product Leader. 15+ years building products that scale —
across fintech, healthtech, insurtech, and EdTech, in India and the US.
I partner with startups and scale-ups as a fractional product leader — senior-level strategy, without the full-time cost.
Define your north star, build roadmaps that align business goals with user needs, and cut through the noise to focus on what actually moves the needle.
Identify high-value AI opportunities, define LLM-powered features, and translate AI capabilities into genuine user value — not just buzzwords.
Discovery to launch. Validate ideas, define MVPs, own delivery with engineering teams, and ship products users actually want.
Product analytics, KPIs, growth levers, and data-driven feedback loops that continuously improve your product performance.
Senior product leadership without a full-time hire. I embed with your team as a fractional leader — CPO-level thinking at a fraction of the cost.
Sprint planning, backlog grooming, stakeholder alignment, and process excellence — ensuring teams ship fast and reliably.
AI is not just a feature — it's a paradigm shift. Certified as an AI-First Product Leader, I help companies embed AI meaningfully into product strategy, as a genuine business multiplier, not a press release.
"AI-first doesn't mean AI everywhere. It means asking — can intelligence make this 10× better for the user? — before building anything."— Dhinakaran B.P
Fintech · HealthTech · Insurtech · EdTech · Wealthtech — across India and the United States.
Serving as de facto CPO for a US-based technology consultancy — leading a cross-functional team of 30 across 4 simultaneous engagements in fintech, healthtech, and EdTech. Managing product strategy, delivery governance, and client outcomes across a portfolio spanning payment bank infrastructure, the NovaTalk proprietary multi-agent LLM platform, post-acute TeleHealth, and career EdTech.
Strategic product consulting across a portfolio of identity protection, mobility, wellness, and EdTech products. Clients include Secure Identity Systems, Secure Mobile, Total Identity Monitoring, Physio (wellness & fitness SaaS), and EmergeNET/EmergeJobs (career EdTech) — delivering product vision, roadmap strategy, and end-to-end delivery guidance.
Targeted engagement in the wealth management technology space, driving product improvements and aligning stakeholders across a complex financial product suite serving institutional and retail investors.
Led product and delivery operations across a multi-client portfolio — managing end-to-end product lifecycle, cross-functional coordination, and stakeholder governance. Clients spanned healthcare, insurance, wellness, and fintech: OrthoVitals & HomeCareVitals (post-acute TeleHealth), Hero Insurance, Zoom Insurance Brokers, and Physio (wellness & fitness SaaS).
Built consumer and operations products for India's leading furniture rental platform. Owned payment gateway integrations, self-service flows, NBFC-integrated advance rental systems, and end-to-end website product development — turning customer pain into seamless automated experiences.
Led CRM and operations product development using data analytics to drive better support decisions and reduce process latency. Reported business and technology impact directly to management and board stakeholders.
Owned analytics, investor reporting (Accel, Tiger Global), storefront management, and marketplace operations across Amazon, Flipkart, Snapdeal. Built customer behaviour models and drove email, social, and affiliate marketing automation at scale.
The foundation of my data-driven mindset. Responsible for store and dotcom forecasting and stock management for DIY & Sports categories. Maintained inventory above 98.5%, conducted margin analysis, managed demand and supply forecasting for international lines, and led store launch planning to ensure 99%+ readiness. Built the habit of letting numbers — not assumptions — drive decisions.
Where I first learned that distribution and go-to-market are products in themselves. Managed sales and distribution across Salem and Hosur districts — designing channel structures, onboarding distributors, planning credit and incentive schemes, and building brand presence from the ground up. Led regional campaigns and promotional rollouts, and handled end-to-end vendor selection for branding material.
Size reflects depth — larger means expert-level mastery. Hover to explore.
The experience of a CPO — the responsiveness of a consultant. I embed fast, align quickly, and deliver impact.
Worked across India and the US. I understand the nuance of both markets — what drives growth in each context.
No lengthy onboarding. I identify the highest-leverage opportunities and deliver impact within two weeks.
Every recommendation is grounded in analytics, user research, and business impact — not gut feel.
Certified AI-First Product Leader. I navigate the AI landscape without hype — finding where it truly creates value.
I work as a partner, not a vendor. Your business goals are my goals. I stay invested in outcomes long after the engagement ends.
MBA in Finance & Marketing combined with 14 years of hands-on product leadership across eight industries.
Whether you need a full product strategy overhaul, someone to lead your AI integration, or a fractional PM to help your team ship faster — let's have a no-obligation conversation first.
Thanks for reaching out. I read every message personally and will get back to you within 24 hours — looking forward to understanding what you're building.